Purchasing Resources
How much can I afford?
Generally speaking for every $20,000 of employable earnings an applicant makes per year, a lending institution will provide $100,000 in mortgage financing.
However, on average, for every $400 per month in debt payments an applicant has (such as credit card or vehicle payments), a lending institution will decrease $100,000 in mortgage financing.
How do I access the market and MLS listings?
Based on a client’s buying criteria Scott, provides what’s called a Private Client Service. A PCS is an automated email system that updates you the second your ideal property comes to market.
Home Owner Grant
The home owner grant reduces the amount of property taxes you pay each year on your principal residence.
First time Home buyer Program
This program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home. If you qualify for the program, you may be eligible for either a full or partial exemption from the tax.
Purchasing Guide
A step-by-step guide of the purchasing process with a breakdown of definitions, terms, and checklists.